MoneyHotshot.com

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Looking for a secured loan?

  • Secured Loans From £5,000 to £500,000
  • Bad Credit? We may still be able to help
  • We will not do a credit search on you
  • Loan quotations for any purpose
  • Quick and simple secure online form

Money Hotshot Limited is a licensed credit broker and not a lender. All loans are subject to lender's assessment and approval.

3 Quick steps to your loan...

  1. Fill in online form
  2. Quick decision
  3. Paid into your account
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SOME POPULAR SECURED LOANS

  • Brytannic
  • Secured Loan
  • Rep. 5.1% APR
  • Loan amount: £100,000
  • Loan term: 30 years
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  • Representative example: Borrowing £100,000, you will need to pay £542.94 a month for a period of 360 months. The interest rate is 5.1%.
  • Shawbrook
  • Secured Loan
  • Rep. 7.7% APR
  • Loan amount: £150,000
  • Loan term: 15 years
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  • Representative example: £150,000 at 6.9% over 15 years would give a repayment of £1384.80 per month variable. APR would be 7.7% and subject to maximum of LTV 65%. Broker fee of £4,000. Lender fee of £995.
  • Fluent Money
  • Secured Loan
  • Rep. 9.1% APR
  • Loan amount: £250,000
  • Loan term: 5 Years
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  • Representative example: Assumed borrowing of £18,000 over 10 years, with a fixed borrowing rate of 6.5% per annum for the first 5 years, followed by 5 years at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC.
  • Blemain
  • Secured Loan
  • Rep. 10.51% APR
  • Loan amount: £150,000
  • Loan term: 30 years
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  • Representative example: £150,000 at 11.9% over 15 years would give a repayment of £1883.49 per month variable. APR would be 13.6% and subject to maximum of LTV 70%. Broker fee of £4,000. Lender fee of £3,750.
  • evolution
  • Secured Loan
  • Rep. 37.9% APR
  • Loan amount: £20,000
  • Loan term: 10 years
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  • Representative example: If you borrow £5,000 over 5 years at an interest rate of 37.9% APR (variable) you would pay £186.84 per month. The total amount repayable would be £11,210.22.
  • Mobile Money
  • Secured Loan
  • Rep. 99.9% APR
  • Loan amount: £25,000
  • Loan term: 4 years
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  • Representative example: If you borrow £1,000 over 1 year at an interest rate of 71.30% per annum (fixed) you would pay £118.90 per month. The total amount repayable would be £1,426.80.
  • Equi Finance
  • Spring Finance
  • Masthaven
  • Central Trust
  • Shawbrook

Money Hotshot Limited is a licensed credit broker and not a lender. All loans are subject to lender's assessment and approval.

Advantages

  • As the loan is secured against your property, lenders could provide you with competitive rates even if you have a less than perfect credit history
  • This loan is ideal for people looking to consolidate their existing unsecured debts or looking for major home improvements
  • Making home improvements with a Secured Loan could add space for a growing family, and could even add value to your home

Disadvantages

  • Secured Loans are generally over a longer term. If you are looking for a short term loan, this option may not be ideal
  • If you do not make repayments, your house is at a risk of being repossessed
  • The loan term and interest rates will all depend on the equity you have in your property and the lender's view of your personal circumstances

If you think a Secured Loan could be right for you, make an application with us and our expert team will find the best Secured Loan for you.



Secured loan representative example

Typical 6.7% APR Variable

Representative example figures based on borrowing £10,000 over 10 years

  • Loan amount:£10,000
  • Broker fee:£1,250
  • Lender fee:£495
  • Interest:£6,147.20 (variable)
  • Monthly repayment:£134.56
  • Total repayable:£16,147.20
 

Fluent Money

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Brytannic

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Shawbrook

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Blemain Finance

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Evolution Money

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