We are not currently taking any new applications

Please check back soon.

Struggling With Your Debt?

At Money Hotshot we do not provide debt help or advice.

When you are struggling with debt, it can be difficult to find a solution. But all across the UK there are free, confidential help and advice services.


Claiming Benefits & Tax Credits?

Ensure that you find the help that you require, whether you are currently employed or unemployed.

Claiming Correct Tax Credits?

The government's tax credits calculator can be used to get an estimate of how much you are entitled to, from today to the end of the tax year.

Claiming Correct Benefits?

You can get an estimate of your benefit entitlement using a government approved independent benefits calculator. It may also help inform you how to claim your benefits and how they will be affected when you start work.


Look After Your Pennies

Make sure that you don't pay more than you are required to.

Energy Bills

The regulatory body for the electricity and gas markets in the UK is Ofgem. They have an approved comparison checker to aid you in finding the best deal on your gas and electricity.

Phone, TV and Broadband Bills

Ofcom regulates the UK communications industries and they provide an approved comparison checker to help you get the best deal on your phone, TV and broadband.

Water Bills

The Consumer Council for Water’s calculator can be used to see if you could save money by getting a water meter fitted. Although your water company may not be able to fit a meter, you may be able to speak to your supplier regardless.

Citizens Advice Bureau

When you're in serious financial difficulties and you’d prefer face-to-face help from an adviser.
Face to face – search online for local Citizens Advice Bureau

Times vary depending on branch

Debt Advice Foundation

When you need advice on how to handle your debts.
0800 043 4050

Mon to Fri 8am to 8pm
Sat 9am - 3pm

National Debtline

When you'd like advice on how to deal with debt problems and you're happy to speak to creditors yourself.
0808 808 4000

Mon to Fri 9am to 8pm
Sat 9.30am - 1pm

Step Change Debt Charity

When you've got surplus income once your priority debts are paid and prefer an adviser to negotiate with creditors on your behalf.
0800 138 1111

Mon to Fri 8am to 8pm
Sat 8am - 4pm